Habitat for Humanity Fact Sheet (frequently asked questions)
We’re happy to answer all your questions. Here are a few of the ones we hear most often.
How does Habitat for Humanity work?
- Using donated materials and labor (to the extent they’re available), Habitat for Humanity builds houses in partnership with qualifying families. The houses are then sold at no profit with an interest-free mortgage to the Partner Family. Monies generated through mortgage payments are then used to fund future Habitat homes.
Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor — sweat equity — into building their Habitat house.
Where does Habitat for Humanity operate?
- Habitat is a worldwide, grass-roots organization. There are more than 2,100 active affiliates in 100 countries, including all 50 states of the United States, the District of Columbia, Guam and Puerto Rico.
What is the connection between Habitat for Humanity International and Macomb County Habitat?
- Habitat for Humanity International provides information, training and a variety of other support services to Habitat affiliates worldwide, such as Macomb County Habitat. Habitat work, for the most part, is accomplished at the community level by the affiliates. Each affiliate coordinates all aspects of Habitat home building in its local area — fund raising, building site selection, partner family selection and support, house construction and mortgage servicing.
Where does Macomb Habitat build?
- We build where we can find decent, affordable land in Macomb County. Our Habitat homes to date are located in Roseville, Warren, Clinton Township, Mt. Clemens, Sterling Heights and Eastpointe. Using donated and/or low cost land helps keep our housing costs affordable.
How are the partner families selected?
- Families in need of decent shelter apply to local Habitat affiliates. The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the no-interest loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses.
How much does a Habitat house cost?
- Habitat houses are designed to be affordable for low-income families. Habitat for Humanity is able to provide these homes because there is no profit in the sale price and no interest charged on the mortgage.
Is Habitat for Humanity a government agency?
- Habitat for Humanity is not a government agency. However, Habitat considers all levels of government and governmental agencies important partners in its mission to eliminate poverty housing. We encourage governments to do what they can to help alleviate the suffering of all those who do not have a decent place to live.
How can I become a volunteer?
- For information about volunteering, see the Volunteer Hub, or contact our volunteer coordinator, David Tirsell, at 586.263.1540, x102
How can I get more information?
- For additional information, see the other sections of this web site or contact us.