Frequently Asked Questions

We’re happy to answer all your questions. Here are a few of the ones we hear most often.

How does Habitat for Humanity work?

Using donated materials and labor (to the extent they’re available), Habitat for Humanity builds or renovates houses in partnership with qualifying families. The houses are then sold at no profit with a low-interest mortgage to the Partner Family. Monies generated through mortgage payments are then used to fund future Habitat homes.

Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest 250 hours (for each adult) of their own labor — sweat equity — into building or renovating their Habitat house.

Where does Macomb County Habitat for Humanity operate?

Macomb County Habitat services all cities and townships within Macomb County, Michigan.

What is the connection between Habitat for Humanity International and Macomb County Habitat?

Habitat for Humanity International provides information, training and a variety of other support services to Habitat affiliates worldwide, such as Macomb County Habitat. Habitat work, for the most part, is accomplished at the community level by the affiliates. Each affiliate coordinates all aspects of Habitat home building in its local area — fundraising, building site selection, partner family selection and support, house construction and mortgage servicing. Habitat International provides no funding support for Macomb County Habitat, and requires a yearly payment from each affiliate to remain in good standing.

Where does Macomb Habitat build?

We build where we can find decent, affordable land in Macomb County. Our Habitat homes to date are located in Roseville, Warren, Clinton Township, Mt. Clemens, Sterling Heights, Eastpointe, Centerline, St. Clair Shores and Romeo. Using donated, low-cost land, or vacant land (for new builds) helps keep our housing costs affordable.

How are the partner families selected?

Families in need of decent shelter apply to local Habitat affiliates. The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program, and their ability to repay the low-interest loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses.

How much does a Habitat house cost?

Habitat houses are designed to be affordable for low-income families. Habitat for Humanity is able to provide these homes because there is no profit in the sale price and low-interest charged on the mortgage. The target is for families to be spending 30% or less of their monthly revenue on housing, including taxes, home insurance, and mortgage.

How can I become a Habitat Homeowner?

Download our Homeowner Application, provide all necessary documentation (the application includes a checklist), and meet the selection criteria.

Does owning a home disqualify my Homeownership Application?

Yes it does.

Can I purchase a house Macomb County Habitat built or rehabbed?

No, Habitat houses are purchased with a low-interest rate mortgage by accepted partner family members who have successfully completed the program.  If you are interested in owning a Habitat Home, please complete and submit a Homeowner Application.

I completed my Homeowner Application.  Where and How do I submit it?

If your Homeowner Application is complete, you can drop it off at our Main Offices, located inside the Colab at 25 North Main St., Mount Clemens.  At this time, we do not accept applications electronically, due to the sensitive nature of many required documents.  The fastest, most direct way is to drop off the application in person.

How can I check my Homeowner Application Status?

It takes about six weeks from the time an application is successfully submitted to get approval.  “Ineligible” applicants are usually notified within a month.

A friend, family member, or myself are in need of critical home repairs.  Can Macomb County Habitat help me?

What we are able to do is dependent on the funds we are able to raise, the volunteers we are able to recruit, and the availability of staff to supervise the project.  Please fill out a Critical Home Repair application to be added to the wait list.

A friend, family member, or myself are in need of accessibility accommodations, like a ramp, bathroom hand rails, or other renovations.  Can Macomb County Habitat help me?

What we are able to do is dependent on the funds we are able to raise, the volunteers we are able to recruit, and the availability of staff to supervise the project.  Please fill out a Critical Home Repair application to be added to the wait list.

Will Macomb County Habitat for Humanity pick up my furniture donation?

Yes, provided the items are in good condition and not in need of any repairs.  Due to COVID-19 restrictions, only contactless pickups are offered at this time.  Please visit our ReStore page for a full list of items we do and do not accept.  Or call 586-263-1540 x100 to schedule a contactless pickup.

Is Habitat for Humanity a government agency?

Habitat for Humanity is not a government agency. However, Habitat considers all levels of government and governmental agencies important partners in its mission to eliminate poverty housing. We encourage governments to do what they can to help alleviate the suffering of all those who do not have a decent place to live.

How can I become a volunteer?

For information about volunteering, visit our volunteer page and sign up on the Volunteer Calendar, or contact our volunteer coordinator, Dave Tirsell, at 586.263.1540, x102

How can I get more information?

For additional information, see other sections of this website or contact us.