130 N. Groesbeck Hwy.
Mount Clemens, MI  48043-1529

Tel:  586-263-1540
FAX:  586-468-2360

 

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Becoming a Home Owner...

Macomb County Habitat for Humanity

provides a hand up, not a hand out.

 
 
Qualifying families are given an opportunity to help themselves get into a safe, decent house.

 

Homeownership Application

Application Process - A Step by Step Guide

To qualify for a Macomb Habitat house you must meet
4 basic qualifications
:


1) Need For Adequate Shelter
  • Substandard HousingYour current home is substandard. It is dangerous or unhealthy due to plumbing, electrical, structural, or other significant physical problems.

  • Safety IssuesThere are unsafe conditions in your home or neighborhood that cannot be resolved.

  • Temporary Housing You are living in transitional housing, or your home is being condemned.

  • Excessive Cost of Housing You are paying more than 35% of your monthly income for housing.

2) Ability to Pay

                1) Annual Income                                      2)  Other Financial Criteria

 

Family Size
Minimum Yearly Gross Salary
Maximum Yearly Gross Salary
  • Dept-to-Income ratio of 40% or less

  • Credit criteria (see application)

 

 

 

 

 

 

1
$20,000
$24,850
2
$20,000
$28,400
3
$20,000
$31,950
4
$20,000
$35,500
5
$20,000
$38,350
6
$20,000
$41,200

3) Willingness to Partner

      1.  Timely completion and return of application             

      2.  Acceptance & compliance of sweat equity requirements 

          Each adult family member is required to log 250 sweat equity hours with Macomb Habitat.

          This may include office work, helping with Habitat functions, or on-site building.

 

4) Residency 

      Applicants must be residents of Macomb County for at least  six (6) months.


 
For more detailed information about eligibility requirements, see our Homeownership Application.
 

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